July 10th, 2010 at 07:13pm
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Americans now depend more heavily upon credit than any other society on Earth, or any other time in history. Borrowing has become a way of life for millions of families, and it is hard to imagine a time when charge accounts did not exist. Nonetheless, it would be a mistake to assume that, because a wallet filled with plastic instead of cash is a relatively new phenomenon, Americans have not been borrowers and lenders since the colonization of the New World. Author Peter J. Coleman proves otherwise. In one Form or another -- notes of hand, book credit, commercial paper, mortgages, land contracts -- settlers borrowed to pay their passage from Europe, to buy and clear land, to build and operate mills, to purchase slaves, and to gamble and drink. Debtors' prison awaited those who could not pay their debts, and a pauper's grave received the unfortunate who lacked the private means to feed and clothe himself in prison. While the debtors' prisons described in this book no longer exist, the author maintains that our credit-oriented society has yet to devise cheap, efficient, equitable, and humane methods of enforcing contracts for debt.
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By Average Joe
July 8th, 2010 at 05:08pm
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This scarce antiquarian book is a selection from Kessinger Publishings Legacy Reprint Series. Due to its age, it may contain imperfections such as marks, notations, marginalia and flawed pages. Because we believe this work is culturally important, we have made it available as part of our commitment to protecting, preserving, and promoting the worlds literature. Kessinger Publishing is the place to find hundreds of thousands of rare and hard-to-find books with something of interest for everyone!
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By Average Joe
July 6th, 2010 at 04:46am
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With a hands-on approach that includes case studies and learn-by-doing exercises, this new text builds a critical bridge between simply understanding bankruptcy concepts and employing them confidently, like an experienced paralegal. Broad coverage includes basic bankruptcy, debt creation, secured transactions, the law of liens, and debt collection. Practical, accessible, and timely, The ABC's of Debt features:
Learning-by-doing exercises, problems, and hypotheticals that bring a strong hands-on, skill-building component to any study of bankruptcy law;
Broad yet succinct coverage of basic bankruptcy and related topics, such as debt creation, debt collection, and the discharge or reorganization of debt in bankruptcy;
A clear, readable format that facilitates understanding;
Realistic case studies that encourage students to apply new concepts;
Examples throughout the text that make abstract principles concrete;
Case excerpts and summaries that link theory to doctrine;
Thought-provoking ethical queries that raise issues arising in practice;
Key terms and review questions in every chapter that aid study and review.
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By Average Joe
July 6th, 2010 at 03:47am
Under Consumer Debt
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By Average Joe
June 25th, 2010 at 12:18pm
Under Consumer Debt
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List Price: $115.00
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Availability: Temporarily out of stock. Order now and we'll deliver when available. We'll e-mail you with an estimated delivery date as soon as we have more information. Your credit card will not be charged until we ship the item.
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By Average Joe
June 23rd, 2010 at 03:57am
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Superior debt-collection strategies to prevent running out of cash--and running off customers.
Great products and super sales don't mean a thing if a company can't get its customers to pay their bills. In fact, bad debt can quickly turn a healthy company into an ailing, cash-strapped company--or even a bankrupt one.
Which is why it's imperative to collect as much money as possible, as fast as possible, while still maintaining the goodwill of debtors. It's a tall order, but one that's totally feasible with the effective collection strategies outlined in this lively and important new book.
Readers learn how to: * use collection letters, telephone calls, and personal visits * collect debts with limited resources * evaluate outside collection services * make debt collection a fun activity * negotiate win-win solutions with debtors, and more.
In addition, the book supplies practical strategies for avoiding bad debts in the first place--such as taking good credit applications, verifying the information, and ensuring that the first payment is made on time.
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By Average Joe
June 17th, 2010 at 04:23pm
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List Price: $327.00
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Workouts are increasingly becoming a global reality and this book brings together 23 senior specialists from across the globe to provide a comprehensive discussion of out-of-court debt restructurings. The unique cohesion of legal, business, financial and accounting experience brought to together in this book provides the international workout practitioner with the tools to achieve a comprehensive understanding of the workout process.
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By Average Joe
June 15th, 2010 at 10:21pm
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How does cooperation emerge in a condition of international anarchy? Michael Tomz sheds new light on this fundamental question through a study of international debt across three centuries. Tomz develops a reputational theory of cooperation between sovereign governments and foreign investors. He explains how governments acquire reputations in the eyes of investors, and argues that concerns about reputation sustain international lending and repayment.
Tomz's theory generates novel predictions about the dynamics of cooperation: how investors treat first-time borrowers, how access to credit evolves as debtors become more seasoned, and how countries ascend and descend the reputational ladder by acting contrary to investors' expectations. Tomz systematically tests his theory and the leading alternatives across three centuries of financial history. His remarkable data, gathered from archives in nine countries, cover all sovereign borrowers. He deftly combines statistical methods, case studies, and content analysis to scrutinize theories from as many angles as possible.
Tomz finds strong support for his reputational theory while challenging prevailing views about sovereign debt. His pathbreaking study shows that, across the centuries, reputations have guided lending and repayment in consistent ways. Moreover, Tomz uncovers surprisingly little evidence of punitive enforcement strategies. Creditors have not compelled borrowers to repay by threatening military retaliation, imposing trade sanctions, or colluding to deprive defaulters of future loans. He concludes by highlighting the implications of his reputational logic for areas beyond sovereign debt, further advancing our understanding of the puzzle of cooperation under anarchy.
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By Average Joe
June 15th, 2010 at 09:25pm
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As the world economy worsens, spiraling to levels unseen since the Great Depression, business owners are falling further and further into debt and desperately searching for creative strategies to bridge the ever-widening gap between receivables and payables. In his new book, Dr. Larabie presents a statistically proven, do-it-yourself program to address this problem.
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By Average Joe
May 28th, 2010 at 05:04am
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Life Without Debt gives you the tools you need to survive in this credit-oriented and debt-plagued society. In his latest book about breaking free from the cycle of debt and despair, best-selling author, Bob Hammond, teaches you the philosophy of "debt-free living". His book shows you how to stabilize your financial life once and for all.
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By Average Joe
